- Property Insurance
- Liability Insurance
- Business Crime Insurance
- Umbrella Insurance
- Commercial Auto Insurance
- Workers’ Compensation
- Business Interruption Insurance
Property Insurance protects against loss or damage to your business’ physical assets. That’s why business property insurance is such an essential investment in ensuring the strength of your business. Whether you own your building, lease your workspace, or work at home, property insurance has you covered.
Liability insurance protects your business when sued for negligence. As a business owner you know many variables can come with owning a business. You are liable for unintentional accidents, mistakes or injuries in which you or your employees may be involved. Business liability insurance helps you with the costs of legal defense and legal damages. It covers medical expenses, attorney fees, and losses when you are legally responsible and other surprise costs.
Business Crime Insurance
Business Crime Insurance covers all types of crime that could affect your business. Whether you’ve just started a company or your business is established and growing, make sure all the hard work you put into your covered. Business crime insurance protects you from employees who have stolen from you, any burglaries or robberies to your business, computer fraud or forgery/copyright issues.
An umbrella insurance policy supplements your existing general liability, auto liability, and employer’s liability limits. Sometimes accidents happen but are not covered by your current business insurance programs. With umbrella insurance you have coverage. If there is a massive accident and damages are above the limits, instead of paying out of pocket, we can cover you.
Commercial Auto Insurance
Your personal car insurance policy doesn’t cover vehicles used by your business, which is why commercial auto coverage is essential. If you use vehicles to provide your employees a way to get around or to move equipment and/or products you need commercial auto insurance. Protect against traffic accidents, vandalism, or even if an uninsured driver hits your vehicle. Commercial auto coverage insures against property damage to vehicles and damage caused to others by those vehicles. We can cover any commercial vehicle from a business car, van, semi trucks, even a dump truck.
Workers’ compensation insurance is vital to protect your business, and in most states is mandatory. It will cover injuries or illnesses when they occur as a result of duties performed on the job or while at work. Some of the injuries covered include; injuries caused by lifting heavy equipment, slipping on a wet surface, or injuries because of fires or explosions. Protect your business from a lawsuit and your employees from loss of income.
Business Interruption Insurance
Business interruption insurance keeps your business from any loss or damage to the cash flow and profits of a business because of an interruption. If something happens where you can not operate your business, even if it’s out of your control, you still have to pay the bills. Don’t be in the situation where you have to close your doors temporarily; interruption insurance has you covered.
Let our experts put together a business insurance plan for you today.